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Payment Terms

Prices in US Dollars are valid only on orders to the USA. Prices in Canadian Dollars are valid only on orders to Canada. Canadian customers must add 6% GST (14% HST) where applicable. Customers within Manitoba must add 7% PST. At this time we do not accept orders on our website for customers outside of North America.

Customers from the USA or overseas pay NO CANADIAN SALES TAX on any purchase shipped to a destination outside of Canada.

Prices on eBay are in US Dollars, unless otherwise specified. Please note that if you are in Canada, we can either accept the US Dollar amount, plus applicable taxes, or convert to Canadian Dollars at the current rate of Canadian Exchange, plus applicable taxes. If you are an eBay purchaser from outside North America, payment must be submitted by Money Order or Bank Draft in US Dollars.

Payment by cheque, money order, draft, VISA, or MasterCard. VISA and MasterCard purchases are charged directly in US Funds for Americans, Canadian Funds for Canadians. We cannot accept Visa or MasterCard credit cards which are issued outside of North America, or those which are issued by an instituation which resides outside of North America.

Orders submitted by Credit Card are processed onsite, and are first charged as the first part of order processing. Due to security policy and fraud prevention with Visa International and MasterCard International, we MUST ship to the verifiable billing name and address as it appears on the cardholders' statement. We will take the proper steps necessary to ensure information is correct.

If any verifiable information is not correct, we will need to contact you to obtain the correct information. This WILL delay your order accordingly. Should we feel that any order is being placed to circumvent our policy, it will be cancelled.

If you wish to pay for an eBay item using a credit card, and your eBay item is valued at over $14.99 US, we MUST ship your order to you fully insured. This is due to a new requirement that Visa and MasterCard have insituted. If you wish to have your eBay item sent uninsured (and your item total is over $14.99 US) for a shipping fee of less than $5.00 US, you must remitt payment by mail using cheque, money order, etc. There are no exceptions.

Payment by cash may be submitted, but we assume no responsibility or liability for non-receipt. Sending cash in the mail is at YOUR RISK.

We do not accept American Express, Discover, Billpoint, or PayPal. We absolutely do not accept MoneyMart pre-paid or Debit MasterCards (those starting with 5267).

Credit cards accepted at no surcharge on all bullion items. Some gold items may have a credit surcharge. Call or e-mail for confirmation. Unless otherwise specified, we do NOT accept credit cards from outside North America.

All cheques must clear. Please allow at least 4 weeks for the cheque to clear [Canadians, allow atleast 2-3 weeks for clearance] from the date we receive it.

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